Privacy Policy

OUR POLICY

B-M S Federal Credit Union respects your privacy. Through this web site, we strive to provide you with valuable information about how we may serve you. Whether you are an existing member or somebody interested in joining our credit union, we hope our site answers your questions regarding our products and services and locations. As a visitor to our web site, you need not be concerned about the confidentiality of your personal information. Our site is not designed to collect our visitors' personal data.

We do not gather information on individual visitors to our web site. We do collect and store information about the name of the domain from which you access the internet, such as AOL.com or MSN.com, the date and time you access our site, the version of browser your PC uses, and the internet address of the web site from which you linked to us. We collect information on visitors only in the aggregate and use it for internal review purposes only. This data enables us to define which areas of the site are of most interest to our users, which avenues of site promotion are most effective, and when peak usage times are.

EMAIL

Our web site does not require you to disclose any personally identifying information. However, if you choose to contact us by email, please remember that your email address, along with any other information displayed in your email header, will be revealed to us. We will use your email information solely for the specific purpose of responding to your questions or comments. Your email address will not be sold, nor will it be shared with others outside the credit union unless we are compelled to do so by law.

COOKIES

Cookies are small files loaded onto a user's PC which "communicate" with a web server. These cookies store a profile which lets the web server know certain demographics about the PC being used (possibly hardware components and/or software used) as well as specific preferences for the PC user. Cookies are used to estimate our audience size. Each browser accessing our site is given a unique cookie which is then used to determine whether a user is a first-time visitor or a return visitor. This helps us deliver better service by helping us understand whether the majority of those accessing the site are new or repeat visitors.

Cookies must be enabled to use our Net Access and Bill Payer internet programs.

RIGHT TO MODIFY

We reserve the right to modify this policy at any time.