Payroll Access Line - B-M S Federal Credit Union

Payroll Access Line (PAL)
Direct Deposit Distribution

Note: If you know your 4-digit PIN number, skip the first three steps. If you do not know your 4-digit pin number, you must first complete the following three steps:

1. Dial (800) 897-9700.
2. Select option 1 (For Benefits Express & then option 3 for the Benefits Center to verify PIN).
3. Hang up after obtaining your pin number, and then proceed to step #4.

To Access PAL:

4. Dial (800) 897-9700.
5. Select option 2 and then option 1 for the Payroll Access Line.
6. Enter your social security number, and then the # key.
7. Enter your 4-digit PIN number, and then the # key.
8. Press 2 for direct deposit.
9. Press 1 for credit union.
10. Press 1 again.
11. Please listen to all menu options before making a selection.

Press 1 if this is a new distribution (for this option only you will need to enter the ABA number 221277007).

Press 2 to change your payroll distribution. (Important: When using this option you will be making changes to your existing deposit. It will override current deposit)

Press 3 to cancel a payroll distribution.

If you are trying to access option "savings change" and you are told the account does not exist, please access option "checking change", or vice-versa. Either option that you are able to access will allow you to change both accounts.

12. You will be given a start date. Please make a note of this.
13. If you have any questions, please contact payroll directly at 1-609-419-5275.

PLEASE NOTE:
YOU MUST CONTACT THE CREDIT UNION WITH YOUR CHANGES!
Thank You

Need assistance? Send us an e-mail at info@bmsfcu.org.