During September and October our already low auto loans rates are even lower!  If you're in the market for a new or pre-owned vehicle or you just want to refinance your current auto loan from another lender, we can help you save BIG!

• 1.99% APR*
• For up to 60 Months**
• New, pre-owned or refinance

This special loan is available for a limited time only, so don't delay!

To apply, Click on E-Z Loan in the E-Commerce drop down menu above and complete the online application. Upon approval, add your e-signature, click finish and you're all done!

*^{APR=Annual Percentage Rate. Rate available for new, pre-owned or refinanced auto loans from another lender. Offer does not apply to loans already financed at B-MS FCU. See credit union for complete details.} 

^{**Length of loan for pre-owned vehicles is determined by the year of the vehicle.} 

All branches of B-M S Federal Credit Union will be closed temporarily as of Tuesday, March 17th in line with proactive steps to limit exposure to (COVID-19) by Bristol Myers Squibb and at the urging for social distancing, by  Federal and State Government officials.   This decision was made with the health and safety of our members and credit union employees in mind and will be re-evaluated week by week.

Our back office personnel are all working remotely so please be assured that although our branches are closed temporarily, it is “Business As Usual”.  So, If you need immediate assistance please call 732-236-2844 or 908-202-1640 between the hours of 8:00 am – 3:00 pm Monday through Friday.

If you are setting up direct deposit, automatic withdrawals, etc - use your account number and our routing number, 221277007. This information can also be found at the bottom of your checks.

You can also visit a convenient shared branch during this time to make deposits, withdrawals or transfers.  To locate one, choose the  “find a shared branch” tab on our home page and enter your zip code and/or address to find a location near you.  Please call the shared branch first to check hours and availability.

For your additional convenience, Net Access and Mobiliti are available 24/7.  Checks can be remotely deposited from anywhere at any time using your smartphone when you sign into our Mobiliti app. Just endorse the check, put your account number on the back and remember to add “For Mobile Deposit Only”.  Then, take a picture of the front and back of your check and follow the instructions to complete your transaction. 

If you need to apply for a loan during this time, please choose E-Z Loan in the E-commerce dropdown menu.  

• If your Debit or ATM card is lost or stolen, call 800-472-3272.  If your debit card is being used fraudulently, call 800-262-2024.  If you need to change your PIN call 800-757-9848.  If you have installed CardValet on your smartphone you can also turn the card off before notifying us.
   
• Please remember, we will never ask you for your PIN or the 3-digit security code on the back of your card.
   
• If you have other questions or concerns about your debit or ATM card Ivette Rosado can be reached at 732-227-6708.
  

   

   

  Our members are our number one priority and we truly appreciate your patience.

We are happy to provide CardValet to help you keep your debit card secure.  CardValet is a mobile card management application that helps reduce fraud by allowing you to monitor transactions with your smartphone.  You can control how, when and where your card is used from the palm of your hand. Get started today!  download the CardValet app to your mobile device and enjoy the extra control and security.

Remote Deposit makes it easy to deposit checks without having to drive to a branch.  Simply endorse the check, put your account number on the back and add "For Mobile Deposit Only".  Then, take a picture of the front and back of your check with your smartphone and follow the instructions to complete your transaction.

Applying for a mortgage at B-M S FCU is easy!  Our mortgage department offers low costs, personal service and competitive rates.  And best of all if you get pre-approved you will receive a $200 credit at closing! 

You can trust B-M S Federal Credit Union to provide the financing you need to make your dream home your own or save money by refinancing your current mortgage.  We also provide home equity loans and lines of credit. 

Click on "view mortgage rates" on our home page to the right of this announcement for additional information or contact a representative at 866-443-4961.

Set up a challenge question in advance that will later allow you to reset your password if you get locked out or need to change it for security purposes.